Tightwad Tip of the Week

With grocery and gas prices skyrocketing, we thought it would be fun to share some easy ways of saving money and cutting expenses.  Please send in your Tightwad Tip with your name, and we'll include your idea below.  

Grocery Shopping	Use a list Don't shop hungry Leave your kids at home!   Don't use a shopping cart if you're only going into the store for a few items.   Buy generics, whenever possible.   submitted by Joy Arnold
Recipe for laundry pre-treatment (Spray & Wash)	Equal parts of: ammonia water liquid laundry detergent vinegar Mix in squeeze bottle.  Squirt small amount onto spots prior to laundering.  Costs just a few cents for a half-gallon!  Works better than store-bought products!
Cell Phones	Does everyone in your family really need their own cell phone?  (be honest!)  Go back to the drawing board and look over your plan.  Can you cut back on minutes?  We recommend a disposable phone for individuals who only use their phones occassionally.